Get 5 BEST QUOTES from your local providers
Enter your ZIP
Auto insurance tips for those facing an accident
A traffic accident is never a think to be happy about. Having even the smallest car accident will surely give you a lot of stress and headache. Not to say that things will be a lot worse if there's someone injured or the damage to vehicles or property is serious. The best thing to do in such a case is to remain calm and not panic. You will need your cool head for evaluating the extent of damage and injuries before you even contact your insurance company to report the accident. And here are some things to keep in mind if you want to do that right.
Remain cool-headed
The first thing you should do is to calm down. It will certainly be hard especially if you never had accidents before. But this is very important for properly analyzing the situation and helping other people involved if they need help. You have to keep focus on all of the details so you can report them to your insurance agent or the police officer when you will be asked questions.
Call for help first
Prior to evaluating the damage and injuries there's another thing you have to do. Call 911 and report if there's anyone injured at the scene. If the accident took place in a location where it is dangerous to remain (heavy traffic, high risk of collision) it is better to move the vehicles to a safer place rather than waiting for the police officer to document the accident. This will save you from additional risk of damage or injury. When you have all of these things done you can take your camera and notepad for documenting the crash.
Gather evidence
Try to get as many pictures and notes from the scene while it is still as-is before the police start moving the vehicles. Then write down how the accident happened step by step as you remember it. If there's someone who saw it happen around the scene, get their names and contacts, and ask for their version of the accident. It's not wise to start arguing with them if you don't agree with them. Just document as many evidences as you can to have plenty of information that can be presented to your auto insurance company or the police.
Help the authorities
When the police arrive to the scene you should cooperate and do everything they say. Report everything you are asked about and ask for an additional copy of the report when it's compiled. It can be a bit stressful to deal with so much documents but it will make it easier for your auto insurance claim to be processed faster.
Here are some things you have to pay utmost attention when documenting the aftermath of the crash:
1. Compile a list of any personal items that are missing after the accident.
2. Document the physical condition of all the people involved in the crash, even if it's a light headache. Sometimes a light pain in the arm can turn out to be a fracture a few days later.
3. Take pictures of all the damage resulted from the accident. Take close up pictures of the damaged car parts and any infrastructure that has been affected by the crash.
4. Don't sign any documents or agreements if you aren't aware of their content. Contact your lawyer or your cheap auto insurance company to learn what you should do in such a situation.
Enter your ZIP
Auto insurance tips for those facing an accident
Learn More
Tips on how to switch insurance companies
Sometimes there is a need to switch your current insurance company to a new and better one. Learn how to do it the right way, gaining as much benefits as you can while doing it read more
Get All the Best Auto Insurance Quotes in One Place
To get multiple auto insurance quotes from the insurance companies licensed to sell policies in your state, all you have to do is answer a simple questionnaire giving your personal details, a description of the vehicle you want to insure and the coverage you need. read more
How Auto Insurance Rates Are Calculated
Every insurance company employs a team of actuaries. These people are some of the highest paid people in the industry. They calculate the risks taken on by their company and advise on the premiums to set. How do they do it?
read more
Articles
How to get cheap auto insurance quotes?
Auto insurance quotes can be rather high if you don't know how to lower them. Here are some useful tips on how to get low auto insurance quotes and save money on cheap insurance. read more Auto insurance quotes find cheap car insurance Getting multiple auto insurance quotes can find cheap car insurance but should you be buying a vehicle at all?
read more Auto insurance shopping online Auto insurance has become quite popular to buy online as there are numerous sites offering this convenient service. Learn more about buying good auto insurance online.
read more Car insurance to have your auto protected When it comes to auto insurance even the smallest details can help. That's why you should read these post-accident tips for car owners and proceed as indicated when you have a crash.
read more Auto insurance tips for those facing an accident When it comes to auto insurance even the smallest details can help. That's why you should read these post-accident tips for car owners and proceed as indicated when you have a crash.
read more How much auto insurance coverage is enough? When it comes to auto insurance it's quite hard to determine the right amount of insurance coverage you might need with your policy even if you want to get cheap auto insurance.
read more First California, now Michigan The article watches the slow shift of public opinion against high auto insurance rates. California has prohibited zip code rates. Now along comes Michigan.
read more Paying for your policy With auto insurance companies offering to accept instalment payments monthly, quarterly, half-yearly and annually, which should you choose
read more First California, now Michigan The article watches the slow shift of public opinion against high auto insurance rates. California has prohibited zip code rates. Now along comes Michigan.
read more Paying for your policy With auto insurance companies offering to accept instalment payments monthly, quarterly, half-yearly and annually, which should you choose
read more Getting ready for winter driving The number of auto insurance claims shoots up on the first day of snow. With the right preparations, you can reduce the risk you will be one of the victims in a weather-related traffic accident.
read more How to save money when insuring your car? Insuring your car is definitely not a cheap thing to do but it is required by the law. Learn how to keep your insurance premiums low while meeting your exact insurance needs with these useful tips.
read more Drive it while you can, learn it while you should! Insuring your car is very important but first you have to learn how to drive the car the right way. The same goes with insurance shopping so read on to find out more about that.
read more
